Roach v. Harmonia Fire Ins. Co.

This is a suit on a fire insurance policy for $2,000 on household furniture and effects. The plaintiff claimed also the statutory penalty of 12 per cent, damages, and $750 as a reasonable attorney’s fee, under section 3 of Act' No. 16S of 1908. The defendant, answering the suit, denied virtually every allegation in the plaintiff’s petition, except the fact that the policy was issued, and set up two special pleas in defense of the suit. The special pleas were, first, that the property was incumbered by a chattel mortgage at the time of the fire, and, second, that the plaintiff misrepresented…