Hardy v. Commercial Standard Ins. Co.

The defendant insurance company insured plaintiff’s automobile against theft and fire in the sum of $1,900. The automobile was totally destroyed by fire and proof of loss was filed with the company. It refused to pay the claim and plaintiff brought this suit for the amount of the policy, plus 25 per cent, damages and $750 attorneys’ fees.

The policy had indorsed thereon a loss payable clause making the proceeds thereof payable to the Commercial Credit Company as its interest might appear. The credit company intervened in the suit, setting up that plaintiff was indebted to it in the sum of…