Eastern Casualty Insurance v. Commissioner of Insurance

This appeal by Eastern Casualty Insurance *679Company (Eastern) arises out of a penalty levied against it by the Workers’ Compensation Rating and Inspection Bureau (the bureau) because of the poor paid-loss ratio Eastern earned while servicing employers assigned to it by the bureau from a reinsurance pool (the pool or reinsurance pool) comprised of employers unable to obtain workers’ compensation insurance on the voluntary market. Eastern has consistently challenged the penalty, claiming that its poor paid-loss ratio was the consequence of the bureau’s inequitable assignment of employers in the…