Equitable Life Assurance Society v. Jalowsky

MURPHY, Chief Judge.

We must here determine, in light of two Maryland statutes, the proper method for computing the commencement date of a two-year period delineated in the incontestability provision of a life insurance policy.

Maryland Code (1957, 1979 Repl.Vol.) Art. 48A, § 390 of the Insurance Code mandates that a life insurance policy “shall be incontestable, except for nonpayment of premiums, after it has been in force during the lifetime of the insured for a period of two (2) years from its date of issue.” Code (1957, 1985 Repl.Vol.) Art. 94, § 2, relating to time computations, provides:

“I…