Nationwide Mutual Insurance Company v. William Powell Debbie Powell, Nationwide Mutual Insurance Company v. William Powell Debbie Powell

Reversed and remanded by published opinion. Judge WILKINS wrote the opinion, in which Judge TRAXLER and Judge GREGORY joined.

OPINION

WILKINS, Circuit Judge.

William Powell (William) and his wife, Debbie, appeal a district court order granting summary judgment against them in an action brought by Nationwide Mutual Insurance Company (Nationwide) seeking a declaration that an automobile policy it issued to William did not provide underin-sured motorist (“UIM”) coverage. We reverse and remand for further proceedings. 1

I

Viewing the record in the light most favorable to the Powells, as we must in…