Stiltner v. USAA Casualty Insurance

Douglas Earl Stiltner (Mr. Stiltner) and Christine Rene Stiltner (Mrs. Stiltner) sued USAA Casualty Insurance Company seeking reformation of an automobile insurance policy to include underinsured motorist coverage (UIM coverage) in the same limits as the liability coverage in the policy. On cross-motions for summary judgment, the trial court issued an order finding as a matter of law that (1) USAA made a meaningful offer of UIM coverage to its insured, Mr. Stiltner, and (2) Mrs. Stiltner’s rejection of the offer was binding on both Mr. and Mrs. Stiltner. The Stiltners appeal. We affirm in…