Nationwide Mutual Fire Insurance v. Guman Bros. Farm

This case presents two issues. We first determine that the court of appeals properly reviewed the trial court decision de novo because the interpretation of a clear and unambiguous insurance contract is a matter of law. Second, we conclude that a student who works part of the school day in an OWE program nevertheless qualifies as an “employee” while at work.

I

In his first proposition of law, Mercer argues that the judgment of the trial court was a factual determination rather than a legal interpretation, and that the appellate court’s de novo review was therefore erroneous. Mercer contends…