Dwoskin v. Bank of America, N.A.
District Court, D. Maryland
1Opinion of the Court
MEMORANDUM
CATHERINE C. BLAKE, District Judge.
Plaintiffs Matthew Dwoskin and Randi Dwoskin are homeowners who obtained a “no fee” fixed-rate mortgage through Bank of America, N.A. (the “Bank”). The Dwoskins allege that despite the Bank’s representations that the mortgage was “no fee,” the Bank took out lender-paid mortgage insurance on the loan and failed to tell the Dwoskins that it did so, making them unable to refinance the loan on more favorable terms at a later date. Plaintiffs allege the Bank’s conduct violated the Homeowners Protection Act of 1998, 12 U.S.C. § 4901, et seq., and the…
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