Barkley v. American National Insurance

1. Insurance policy clauses which prohibit waivers, except such as are indorsed upon the policy by specified officers of the company, usually refer to those provisions which enter into the contract, and do not affect, conditions which are to be performed after loss or injury, such as giving notice and furnishing proofs. “These may be expressly waived, -or waived by conduct inconsistent with an intention to enforce a strict compliance with the condition, by which the insured is led to believe that the insurer does not intend to require such compliance. An adjuster sent to adjust a loss…