Kitt v. Home Indemnity Co.

Was a directed verdict for the defendant proper under the evidence presented?

Claims of nonliability under insurance contracts are not favored by the courts; and this court on several occasions has refused to declare policies of insurance avoided because of a change in status of the insured property or the insured.

Thus, in West v. Citizens’ Ins. Co., 27 Ohio St., 1, 22 Am. Rep., 294, the holding was that a policy of insurance issued to a mercantile partnership on a stock of goods owned by the firm, which contained no provision limiting or restricting alienation of the property, was not avoided…