Donahue v. Hartford Fire Insurance Company

This is a civil action in which the plaintiffs, as the named insureds in a homeowners policy issued by the defendant, seek to be indemnified for property damage, allegedly caused by the negligence of a third person.

The. case was tried to a Superior Court justice, sitting with a jury, and resulted in the trial justice granting defendant’s motion for a directed verdict. It is before us on plaintiffs’ appeal from the judgment accordingly entered.

The directed verdict was based on the insureds’ failure to comply with two conditions found in the policy. They are that the insureds shall supply the…