Coverdill v. Northern Insurance Co.

Plaintiffs sued defendant on a contract of insurance, alleging the loss by fire of the personal property insured by them in defendant, and defendant’s failure to pay. Defendant, under the general issue, gave notice of several defenses, only one of which is important — that the policy of insurance covered the personal property in a particular location and defendant never consented to insure the property in any other location. One Gamble solicited the insurance, delivered the policy, and collected the premium. The policy was issued by the Guthard Insurance Agency and countersigned by it. The…