Legal Opinion

Hull v. Northwestern Mutual Life Insurance

Wisconsin Supreme Court

Decided January 15, 1876PublishedCited by 21 opinions

APPEAL from the Circuit Court for Fond du Lao County. Action upon a policy of life insurance, issued to plaintiff’s intestate, Alfred Hull. The terms and conditions of the policy, so far as they have any bearing upon the case, are stated at length, in the opinion of the court. The policy was issued March 29, 1870, upon the ten-year-payment plan, premiums payable annually (subsequently changed to semi-aiinually), partly in cash and partly by premium note.

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APPEAL from the Circuit Court for Fond du Lao County. Action upon a policy of life insurance, issued to plaintiff’s intestate, Alfred Hull. The terms and conditions of the policy, so far as they have any bearing upon the case, are stated at length, in the opinion of the court. The policy was issued March 29, 1870, upon the ten-year-payment plan, premiums payable annually (subsequently changed to semi-aiinually), partly in cash and partly by premium note. It was claimed on the part of the defense, that the policy had lapsed as to seven-tenths by the nonpayment of the semi-annual premium due…

1Opinion of the CourtCole, J.

The company defends upon the ground that in consequence of the nonpayment of the interest due on the notes given by the insured for premiums, the policy became forfeited. The action was to recover three-tenths of the sum named in the policy, less the amount of the outstanding loan notes. The policy was on the ten-year-payment plan, and bore date March 29,1870. The'insured paid the stipulated part of the cash premiums for the years 1870, 1871 and 1872, and gave in each of said years his annual loan note, as pro*402vided by tbe terms of tbe policy. On tbe 29th day of Marchy 1873, when tbe time for…

2Cases cited1 opinion

  1. St. Louis Mutual Life Insurance v. GrigsbyCourt of Appeals of Kentucky · 1874

3Cited by21 opinions

  1. Arnold v. Empire Mutual Annuity & Life InsuranceCourt of Appeals of Georgia · 1908
  2. Franklin Life Insurance v. WallaceIndiana Supreme Court · 1884
  3. Kline v. National Benefit Ass'nIndiana Supreme Court · 1887
  4. Schunck v. Gegenseitiger Wittwen und Waisen FondWisconsin Supreme Court · 1878
  5. Coughlin v. Reliance Life InsuranceSupreme Court of Minnesota · 1925

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