In re Capital One Bank Credit Card Interest Rate Litigation

ORDER

J. OWEN FORRESTER, Senior District Judge.

This matter is before the court on Plaintiffs’ Motion to Compel [45].

I. Background

A. Procedural History

This multidistrict litigation and purported class action stems from Defendant Capital One’s decision to raise interest rates on customers’ credit card accounts in 2009. Plaintiffs allege a multitude of claims, including breach of contract; breach of implied contract; unconscionability; unjust enrichment; violations of the Truth in Lending Act, 15 U.S.C. § 1601 et seq.; declaratory judgment; violations of the California Consumers Legal Remedies…