Allstate Fire & Casualty Insurance v. Hymes

OPINION BY

PANELLA, J.:

Appellants, Jacob Hymes, Rebecca Hymes and William Hymes, appeal from the order granting judgment on the pleadings to Appellee, Allstate Fire and Casualty Company, in this action involving a claim for underinsured motorist’s benefits. After careful review, we affirm.

In this appeal, we must construe the “household exclusion” in an automobile insurance policy to determine if an injured plaintiff is entitled to underinsured motorist coverage. Specifically, we must determine whether language excluding coverage for damages sustained while “on” a motorcycle bars coverage for…