Pleasant v. Motors Insurance Company

BRANCH, Justice.

Appellant contends that the intentional destruction of the automobile by the son of the named insured in the policy was not a “direct and accidental loss” as required by the terms of the policy.

This Court defined the word “accident” in connection with a suit seeking recovery under an accidental death policy which provided for “direct and accidental loss” in the case of Clay v. Insurance Co., 174 N.C. 642, 94 S.E. 289, as follows:

“ . . . (I)n case of accident insurance, as expressed in the general terms' of this policy, the word ‘accident’ should receive its ordinary and…