Fireman's Fund Insurance v. Kerger

I respectfully dissent.

First, I find Pennsylvania Nat. &c. Ins. Co. v. Burnetti, 192 Ga. App. 593 (385 SE2d 446) (1989) distinguishable from the case sub judice. The vehicle in Burnetti unquestionably collided with something (although it is unclear whether it was the telephone stand in which the pedestrian was standing), setting in motion a chain of events resulting in the pedestrian’s alleged injury, while the vehicle in the case at bar hit nothing, but rather was backed without incident into the insured’s residence driveway. Thus, even extending Johnson v. National &c. Ins. Co., 177 Ga.…