Bourgon v. Farm Bureau Mutual Insurance Company

The insured drowned when the “bush-buggy" he was driving on the frozen surface of Lake Dunmore went through the ice. The plaintiff, administrator of his estate, is seeking recovery of the death benefit, payable under a certain automobile liability insurance policy issued by the defendant insurance company, now doing business as the Concord General Mutual Insurance Company.

The defendant’s refusal to pay is based on its view of the measure of coverage as determined, by the following two policy provisions:

' COVERAGE A — DEATH INDEMNITY: To pay the principal sum stated in the schedule in the…