Beck v. Unigard Insurance Company

At issue is the meaning of an exclusion and a definition clause of an automobile liability policy.

The record consists of a statement of agreed facts and exhibits.

The plaintiff’s husband was at a race track acting as a pitman for his brother who was a race car driver. A race car operated by another accidentally left the track and struck and killed the husband.

The policy issued by the defendant to the plaintiff and her husband provided that the company would pay the funeral expenses of an insured killed by being struck by an automobile. The policy, however, excluded such coverage if the insured…