Sweetser v. South Carolina Department of Insurance Reserve Fund

Acting Chief Justice PLEICONES.

Appellant was injured when his employer’s vehicle in which he was riding as a passenger collided with a vehicle driven by an uninsured driver. Appellant has collected $13,520.21 in workers’ compensation benefits, and has a tort suit pending against the uninsured driver. Respondent issued an automobile liability policy to employer. It provides for $15,000 in uninsured motorist (UM) coverage, but also has an offset clause for compensation benefits. Fifteen thousand dollars is the minimum coverage under the UM statute. S.C.Code Ann. § 38-77-150 (2002).

Appellant…