State Farm Mutual Automobile Insurance v. James
Court of Appeals of South Carolina
1Opinion of the Court
HOWELL, Chief Judge:
In this case, the circuit court upheld State Farm Automobile Insurance Company’s (State Farm) employee exclusion clause *89barring Robert Echols from liability coverage. Echols appeals. We affirm.
I
Olin James operated his remodeling and construction business from his home.1 Echols worked for .James in this business, was paid weekly, and was provided a daily ride to and from work.
On July 25, 1994, pursuant to his normal routine, James picked up Echols for work in James’s Pontiac Bonneville. The two then returned to James’s residence to retrieve work supplies. James normally…
2Cases cited13 opinions
- Townes Associates, Ltd. v. City of GreenvilleSupreme Court of South Carolina · 1976
- State Farm Mutual Automobile Insurance Company v. Teddy Ray DyerCourt of Appeals for the Tenth Circuit · 1994
- Felts v. Richland CountySupreme Court of South Carolina · 1991
- Lumber Mutual Casualty Ins. Co. v. StukesCourt of Appeals for the Fourth Circuit · 1947
- Diamond State Insurance v. Homestead Industries, Inc.Supreme Court of South Carolina · 1995
8 more not listed; retrieve them via the Exa API.
3Cited by8 opinions
- City of Hartsville v. South Carolina Municipal Insurance & Risk Financing FundSupreme Court of South Carolina · 2009
- Harleysville Group Insurance v. Heritage Communities, Inc.Supreme Court of South Carolina · 2017
- South Carolina Farm Bureau Mutual Insurance v. S.E.C.U.R.E. Underwriters Risk Retention GroupCourt of Appeals of South Carolina · 2000
- Sweetser v. South Carolina Department of Insurance Reserve FundSupreme Court of South Carolina · 2010
- Dan Ryan Builders West Virginia LLC v. Main Street America Assurance CompanyDistrict Court, D. South Carolina · 2020
3 more not listed; retrieve them via the Exa API.