Penn-America Insurance v. Lavigne

LIPEZ, Circuit Judge.

This diversity case involves the interpretation of the language in a commercial general liability insurance policy. We must address two principal issues: (1) the applicability to the accident at issue of an endorsement to the insurance policy that purports to exclude “any and all claims arising from roofing,” and, (2) if that exclusion does apply, whether the accident involves a claim “arising from roofing.” These issues were presented to the district court when the insurer filed a declaratory judgment action seeking a judgment that the insurance policy excluded liability…