Arnold v. Indemnity Fire Insurance
Supreme Court of North Carolina
Appeal from Guión, J., at Fall Term, 1909, of Chaven. Civil action to recover on three insurance policies. Tbe policies in three different companies bearing date 23 October, 1906, contained an agreement to indemnify plaintiff in different sums for one year against loss by fire, etc., “on his stock of carriages, buggies, wagons and other vehicles, also harness, robes, whips and saddlery, stable utensils and supplies, including medicines, feed, hay, grain, and on office…
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Appeal from Guión, J., at Fall Term, 1909, of Chaven. Civil action to recover on three insurance policies. Tbe policies in three different companies bearing date 23 October, 1906, contained an agreement to indemnify plaintiff in different sums for one year against loss by fire, etc., “on his stock of carriages, buggies, wagons and other vehicles, also harness, robes, whips and saddlery, stable utensils and supplies, including medicines, feed, hay, grain, and on office furniture and fixtures, including iron safe, stationery and signs, all while contained in the two-story brick metal-roof…
1Opinion of the Court
Hoke, J.,
after stating the case: The policies sued on express the stipulations, commonly known 'as the iron-safe clause, as follows : “The following covenant and warranty is hereby made a part of the policy: 1st. The assured will take a complete itemized inventory of stock on hand at least once in each calendar year, and unless such inventory has been taken within twelve calendar months prior to the date of this policy, one shall be taken in detail within thirty "days of issuance of this policy, or this policy shall be null and void from such date; and upon demand of the assured, the unearned…
2Cases cited18 opinions
- National Bank v. Insurance Co.Supreme Court of the United States · 1878
- Liverpool & London & Globe Insurance v. KearneySupreme Court of the United States · 1901
- Brown v. Palatine Insurance Co.Texas Supreme Court · 1896
- Western Assurance Co. of Toronto, Canada v. KemendoTexas Supreme Court · 1901
- Connecticut Fire Insurance v. JearyNebraska Supreme Court · 1900
13 more not listed; retrieve them via the Exa API.
3Cited by11 opinions
- McCain v. Hartford Live Stock InsuranceSupreme Court of North Carolina · 1925
- Underwood v. Jefferson Standard Life InsuranceSupreme Court of North Carolina · 1919
- Chavis v. State Farm Fire & Casualty Co.Supreme Court of North Carolina · 1986
- Scottish Union & National Insurance v. Virginia Shirt Co.Supreme Court of Virginia · 1912
- Hanover Fire Ins. Co. v. EismanSupreme Court of Oklahoma · 1915
6 more not listed; retrieve them via the Exa API.