Allstate Insurance v. Edery

On February 3, 1992, the defendant’s car was struck from behind by another car. When the defendant learned that the car that had struck her car was not insured, she served a *572demand for arbitration on her insurer, the plaintiff, Allstate Insurance Company (hereinafter Allstate). The defendant’s insurance policy contains a clause providing for the arbitration of disputes before three arbitrators. It also provides that, if the damages awarded by the arbitrators exceed the minimum limit for bodily injury specified in the financial responsibility law of the State where the car is principally…