Ledger v. Northwestern Mutual Life Insurance

The plaintiff is the beneficiary in an insurance policy for $1,000 issued by the defendant company upon the life of her husband, Joseph Ledger, on December 23,1916. Premiums were paid on the policy from that date until December 28,1920. At that time, because of the nonpayment of the premium due, it was converted into a term policy for $1,012 expiring May 20,1934. The insured suddenly disappeared from his home in the city of Detroit, Michigan, on July 27,1920, and from that day to this no tidings of him have been received by members of his family or any other persons most likely to hear from…