United Bank v. West Central Georgia Bank

ANDREWS, Presiding Judge.

This declaratory judgment action was filed by United Bank to determine whether the deed to secure debt granted by borrower William Crews to West Central Georgia Bank (West Central) complied with OCGA § 44-14-80. On cross-motions for summary judgment and stipulated facts, the trial court concluded that the deed complied with the statute and that West Central’s nonjudicial foreclosure on the property was valid. United Bank appeals.

On April 2, 1996, West Central loaned Crews over $50,000 pursuant to a note of the same date. Crews executed the deed to *419secure debt in favor…