Kaleb v. Modern Woodmen of America

Kimball, Justice.

Plaintiffs are three daughters of Isaac J. Krainson, whose life was insured by defendant society. From 1921 until June, 1930, the contract of insurance was evidenced by a benefit certificate, dated August 2, 1921, which provided that on the death of the insured $2000 would be paid to the three daughters — $1500 to Mrs. Goodrich and $250 each to Mrs. Kaleb and Mrs. Cohen. The certificate was kept in force until June 1, 1930, by payment of assessments of $3.55 a month. It provided that defendant’s by-laws with subsequent changes were part of the contract.

In June, 1929, when the…