Hingham Mutual Fire Insurance v. Smith

Hingham Mutual Fire Insurance Company (Hing-ham) sought a judgment in the Superior Court declaring that it did not have a duty to defend or indemnify Karen and Frank Allen, or their minor son, Thomas (the Allens), in an action brought against them by Ellen and John Smith on behalf of themselves and their minor children, Ann and Michael (the Smiths), for damages sustained as a result of alleged sexual abuse of Ann and Michael by Thomas. Karen and Frank Allen appeal4 from a summary judgment generally declaring that Hingham had no duty to defend or indemnify them under any provision in the…