American Family Mutual Insurance v. Bower

OPINION AND ORDER

WILLIAM C. LEE, District Judge.

This is a declaratory judgment action filed by American Family Mutual Insurance Company (“American Family”) against its insureds, Michael and Anne Bower (“the Bowers”) and then’ son, Jonathan Bower (“Jonathan”). The sole issue in this case is whether American Family’s homeowners policies provide coverage and a duty to defend for state law claims by Gabrielle Butler (“Butler”) arising from an alleged sexual molestation by Jonathan, on the Bowers’ premises, while Butler was a minor child.

Presently before the court is American Family’s Second…