Ramsey v. General Accident, Fire & Life Insurance
Missouri Court of Appeals
Appeal from Pettis Circuit Court. — Hon. H. B. Shain, Judge. (1) The meaning of the policy is determined by its terms. They are the test, and that test in the case at bar is (1) “confinement within the house and (2) therein regularly visited by a legally qualified physician. ’ ’ The exact words of the policy set forth above, have been construed a number of times by the courts. Dunning v. Acc. Ass’n, 59 Atl. 535; Cooper v. Acc. & Sick Ben.
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Appeal from Pettis Circuit Court. — Hon. H. B. Shain, Judge. (1) The meaning of the policy is determined by its terms. They are the test, and that test in the case at bar is (1) “confinement within the house and (2) therein regularly visited by a legally qualified physician. ’ ’ The exact words of the policy set forth above, have been construed a number of times by the courts. Dunning v. Acc. Ass’n, 59 Atl. 535; Cooper v. Acc. & Sick Ben. Ass’n, 141 Mich. 478, 104 N. W. 734; Bishop v. U. S. Co., 91 N. Y. 176, 99 App. Div. 380; Schneps v. Fid. & Cas. Co., 101 N. Y. Supp. 106; Liston v. Cas.…
1Opinion of the Court
ELLISON , J. —
Plaintiff is a merchant living in Sedalia, Missouri, and there took out a policy of health insurance. He afterwards was taken sick, on the 19th of March, 1910, in the state of Florida, came home, and continued to be sick for several weeks. Defendant *239refused to pay Ms claim, whereupon he brought this action and recovered judgment in the trial court.
The policy contained the following provisions:
“Illness indemnity, at the rate.of one hundred dollars per month for the number of consecutive days, after the first week, that the insured is necessarily and continuously confined within…
2Cases cited6 opinions
- Turner v. Fidelity & Casualty Co.Michigan Supreme Court · 1897
- Hohn v. Inter-State Casualty Co.Michigan Supreme Court · 1897
- James v. United States Casualty Co.Missouri Court of Appeals · 1905
- Myers v. Maryland Casualty Co.Missouri Court of Appeals · 1907
- Hoffman v. Michigan Home & Hospital Ass'nMichigan Supreme Court · 1901
1 more not listed; retrieve them via the Exa API.
3Cited by22 opinions
- Great Eastern Casualty Co. v. RobinsSupreme Court of Arkansas · 1914
- Bankson v. Mutual Ben. Health & Accident Ass'nSupreme Court of Louisiana · 1945
- State Ex Rel. Commonwealth Casualty Co. v. CoxSupreme Court of Missouri · 1929
- Purcell v. Washington Fidelity National InsuranceOregon Supreme Court · 1934
- Doerr v. National Fire InsuranceSupreme Court of Missouri · 1926
17 more not listed; retrieve them via the Exa API.