Chaffin v. Kentucky Farm Bureau Insurance Companies

LAMBERT, Justice.

This Court ordered transfer of the case at bar from the Court of Appeals and heard oral argument on the same day as in Hamilton v. Allstate, Ky., 789 S.W.2d 751 (rendered April 26, 1990). While these cases differ in some respects, the predominant issue in each is whether an insurance company may enforce an antistacking provision in the uninsured motorist coverage it writes. We have discovered divergent lines of authority on this issue and in this case we will further attempt to harmonize our decisions.

The relevant facts have been stipulated by the parties and are as follows:…