Wilson v. National Union Fire Insurance

It is conceded that the defendant is liable under the policy sued on in this action for the loss suffered by the plaintiff, Carl Wilson, as the result of the destruction by fire of the dwelling-house covered by the policy unless, as contended by the defendant, the policy was canceled prior to the fire.

The policy sued on is in the form of the Standard Eire Insurance Policy of the State of North Carolina. O. S., 6437. It is provided therein that “this policy will be canceled at any time at the request of the insured, in which case the company shall upon demand and surrender of the policy refund…