Baysdon v. Nationwide Mutual Fire Insurance Co.

Appellant Nationwide’s assignments of error require us to decide whether the findings of fact support and justify the con- ’elusion of the trial court that the Great American and Home policies “were not in force at the time of the loss.”

Nationwide admits that its policy was in force. The Great American and Home policies were issued for five year terms which had not expired at the time of the loss. The premium installment on the Great American policy was thirty-two days past due, and on the Home policy fifty-eight days past due. But there is no automatic suspension or forfeiture of insurance…