Beck v. Powell

Plaintiffs, the insureds, appeal from a judgment1 entered in favor of Hartford Fire Insurance Company (defendant) in this equitable action for reformation of an insurance policy issued to them by defendant. The issue is whether defendant had made an offer of uninsured motorist (UM) coverage that satisfied ORS 743.789(2). The trial court held that it had. On de novo review, ORS 19.125(3); Haines Comm’l. Equip. Co. v. Butler, 268 Or 660, 664, 522 P2d 472 (1974), we affirm.

In 1984, defendant issued plaintiffs an automobile insurance policy with a liability limit of $100,000 and a UM limit of…