Government Employees Insurance Co. v. Graham-Gonzalez

OPINION

MATTHEWS, Justice.

I. INTRODUCTION

Alaska Statute 21.89.020(c) states that insurers “shall ... offer coverage” for protection against uninsured and underinsured motorists (UIM) ranging from $50,000 to $1,000,000 for injury or death of one person. The question presented in these cases is whether application forms which set out the various levels of coverage that are available but do not state the amount of the premium that must be paid violate this statute. We *281answer “no”- for reasons based on our case law, the common meaning of “offer,” indications of what the statute requires in another…