Simpsonville Wrecker Service, Inc. v. Empire Fire & Marine Insurance Co.

LESTER, Judge.

This is an appeal from a summary judgment dismissing appellant’s complaint brought in contract on an insurance policy.

Simpsonville Wrecker Service, as part of its business enterprises, was engaged in the transportation of heavy equipment including large cranes on low boy trailers. For some fourteen years prior to 1987, SWS purchased what it thought to be cargo transportation insurance through Ryan Insurance, Inc., an agent, and a broker, Market Finders, from Empire and Marine Insurance Company, the carrier.

In May, 1987, Brandéis Machinery and Supply Corporation engaged SWS to…