Shafer v. American Casualty Co.

Defendant appeals from an adverse judgment following a non jury trial. Plaintiff is the widow of Delbert S. Shafer, deceased. She is the named beneficiary in an accident policy issued by defendant to her husband.

The policy provides that defendant will pay $10,000 for the death of the insured “resulting directly and independently of all other causes from bodily injury sustained during the term of the policy [April 11, 1960 to April 11, 1961] and effected solely through accidental means, . . .” Coverage for “disease” is expressly excluded.

Appellant’s principal contention on appeal is that,…