Lorenz v. Commercial Acceptance Insurance

Opinion

ELIA, J.

Plaintiffs Gary Lorenz and Mary Ross appeal after the trial court vacated a $2,250,000 default judgment against defendant Commercial Acceptance Insurance Co. (hereafter, CAIC). (Code Civ. Proc., § 473.) Plaintiffs contend the trial court erred in vacating the default judgment. For reasons we shall explain, we conclude the trial court did not err. We will therefore affirm the judgment.

Facts and Procedural Background

Mary Ross was injured when she lost control of her vehicle while driving on a road improved for Holiday Estates Maintenance Association (hereafter, Holiday) by Gary…