Sequeira v. Lincoln National Life Insurance

Opinion

MILLER, J.

Like most of us, Donald Sequeira (Sequeira) did not work on January 1, 2010, because it was a paid holiday. Tragically, he was hospitalized the next day with a sudden illness and died on January 6 without ever returning to work.

Sequeira’s widow sought benefits under a supplemental life insurance policy that was issued to Sequeira’s employer on January 1, 2010. The trial court ruled that she was not entitled to benefits because the policy required her husband to be “on the job, at his employer’s place of employment, performing his customary duties” between January 1 and his…