Reagan v. First Unum Life Insurance

OPINION

RICHARD MILLS, District Judge.

The ERISA plan administrator’s decision to discontinue Reagan’s monthly long term disability payments was neither arbitrary nor capricious.

Therefore, the Court must affirm his decision.

I. BACKGROUND 1

Luther C. Reagan began working for Foreign Credit Insurance Association (“FCIA”) as a senior marketing representative in 1987. As part of its employee benefits package, FCIA provided its employees with a group long term disability plan. 2 FCIA’s group long term disability plan was underwritten and provided by First UNUM Life Insurance Company (“UNUM”). This…