Universal Image Productions v. Federal Insurance Company

GRIFFIN, Circuit Judge.

In this action, plaintiff-appellant Universal Image Productions, Inc. (“Universal”) filed suit against defendant-appellee Federal Insurance Company (“Federal”), asserting that Federal wrongfully denied its claim of coverage under a property insurance policy. Following discovery, Federal moved for summary judgment, asserting that Universal’s claim of mold and bacteria contamination did not constitute “direct physical loss or damage” as required under the policy. The district court granted the motion, and this appeal followed. We affirm.

I

Universal is a television…