Henderson v. Provident Life & Accident Insurance

HILL, Judge.

Plaintiff at all times pertinent to this case was an employee of Cone Mills Corporation. She and her minor son were insured under a group life, disability and hospitalization policy written by defendant Provident Life and Accident Insurance Company. On or about 1 December 1978, plaintiff signed (1) a form requesting that her son be dropped from coverage, and (2) the “change of coverage” portion of her enrollment card confirming the termination.

Prepayment of premiums under the group plan was made by Cone Mills at the beginning of each “coverage month.” Then, through its payroll…