Nationwide Mutual Insurance v. Hayles, Inc.

*534¶1 Hayles, Inc., subleased a Franklin County field to Clemente and Rosalva Ezquivel to grow onions. Under the terms of the sublease, Hayles was to maintain and control the field’s irrigation system and the Ezquivels would direct Hayles when to turn the water on and off. When Hayles turned on the water after the Ezquivels told a Hayles employee to keep the water off, the onions rotted. The Ezquivels sued Hayles and the parties settled, with the Ezquivels agreeing to execute on the judgment against Hayles’s insurer, Nationwide Mutual Insurance Company.

Schultheis, J.

¶2 Nationwide filed an action…