North American Life & Casualty Co. v. Gingrich

OPINION

Insurance policies must be strictly construed against the insurer and in favor of the assured. Home Indem. Co. v. Desert Palace, Inc., 86 Nev. 234, 468 P.2d 19 (1970); Intercoast Mutual v. Andersen, 75 Nev. 457, 345 P.2d 762 (1959).

In the instant case, the district court determined that the life policy in question had not been effectively surrendered at the time of the insured’s death, and that it therefore was in full force and effect. This determination comported with the policy’s language, strictly construed, and was consistent with the way appellant’s agents construed the policy,…