Legal Opinion

Educational Credit Management Corp. v. Coleman (In Re Coleman)

Court of Appeals for the Ninth Circuit

Decided March 25, 2009No. 06-16477PublishedCited by 13 opinions

1Opinion of the Court

HAWKINS, Circuit Judge:

We consider whether “undue hardship” determinations — whereby bankruptcy courts decide whether student loans qualify for discharge — are ripe in a Chapter 13 case substantially in advance of plan completion.

FACTUAL AND PROCEDURAL HISTORY

Cathy Coleman filed for bankruptcy under Chapter 13 in 2004, and the bankruptcy court confirmed a five-year repayment plan. Coleman owes over $100,000 in student loans to Educational Credit. Since graduating from college, Coleman has been irregularly employed as a substitute teacher and art teacher, and was laid off in March of 2005.…

2Cases cited33 opinions

  1. Abbott Laboratories v. GardnerSupreme Court of the United States · 1967
  2. Lujan v. National Wildlife FederationSupreme Court of the United States · 1990
  3. Califano v. SandersSupreme Court of the United States · 1977
  4. Maryland Casualty Co. v. Pacific Coal & Oil Co.Supreme Court of the United States · 1941
  5. Lamie v. United States TrusteeSupreme Court of the United States · 2004

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3Cited by13 opinions

  1. Sino Clean Energy, Inc. v. Robert SeidenCourt of Appeals for the Ninth Circuit · 2018
  2. City & County of San Francisco v. Merrick GarlandCourt of Appeals for the Ninth Circuit · 2022
  3. Craig v. Educational Credit Management Corp. (In Re Craig)Court of Appeals for the Ninth Circuit · 2009
  4. Cassim v. Educational Credit Management Corp. (In Re Cassim)Court of Appeals for the Sixth Circuit · 2010
  5. Zygarewicz v. Educational Credit Management Corp. (In Re Zygarewicz)United States Bankruptcy Court, E.D. California · 2010

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