Peninsular Life Insurance v. Downard

Quillian, Judge.

1. “All contracts of insurance, including life insurance, ‘to be binding, shall be in writing.’ Code §§ 56-801, 56-911; Atlas Assurance Co. v. Kettles, 144 Ga. 306, 308 (87 S. E. 1). Nor can such a contract be made partly in writing and partly in parol. Athens Mutual Ins. Co. v. Evans, 132 Ga. 703 (4) (64 S. E. 993).” Mitchiner v. Union Central Life Ins. Co., 185 Ga. 194 (194 S. E. 530).

2. The fact that a soliciting agent of an insurance company may have unrestricted powers as to the. making of the contract of insurance can in no way alter the requirements of law stated in the…