Kinsale Insurance (KNSL) is a public company. Kinsale Insurance is an excess and surplus (E&S) lines insurance company located in Richmond, VA specializing in hard-to-place property, casualty, and specialty risks. Our products are distributed nationwide through appointed surplus lines brokers. We target small-to-midsized accounts and have the flexibility to offer terms for businesses with poor loss histories, high-risk venues, and new or high-hazard operations. Every customer receives high-quality, high-touch customer service and innovative, personalized solutions from us for every account. In each corner of our operation, from underwriting to technology and everything in between, we take ownership of every step of the process by doing as much as possible in-house.

Kinsale is focused on creating a team-centered, results-driven work environment that is constantly growing, making progress toward our goals, and reaching new milestones at every checkpoint. Our culture rewards the doers: people who seek new opportunities, take initiative, and challenge the status quo. Our newly constructed building helps improve face-to-face collaboration and allows our employees to work as a team, and we prioritize opportunities to develop those team members and their skillsets.

Learn more about Kinsale’s offerings by visiting our website: kinsaleins.com. Founded in 2010. It has 637 employees.

Transcript

Operator

Welcome to the second quarter 2026 Kinsale Capital Group, Inc. earnings conference call. After today's prepared remarks, we will host a question and answer session. If you would like to ask a question, please press star one to raise your hand. To withdraw your question, press star one again. Before we get started, let me remind everyone that through the course of the teleconference, Kinsale's management may make comments that reflect their intentions, beliefs, and expectations for the future. As always, these forward-looking statements are subject to certain risk factors, which could cause actual results to differ materially. These risk factors are listed in the company's various SEC filings, including the 2025 annual report on Form 10-K, which should be reviewed carefully. The company has furnished a Form 8-K with the Securities and Exchange Commission that contains the press release announcing its second quarter results. Kinsale's management may also reference certain non-GAAP financial measures in the