Legal Opinion

Standard Insurance v. Morrison

Court of Appeals for the Ninth Circuit

Decided October 27, 2009No. 08-35246PublishedCited by 41 opinions

1Opinion of the Court

O’SCANNLAIN, Circuit Judge:

We must decide whether a state’s practice of disapproving insurance policies with clauses vesting discretion in insurers runs afoul of the Employee Retirement Income Security Act of 1974.

I

A

Montana requires its commissioner of insurance to “disapprove any [insurance] form ... if the form ... contains ... any inconsistent, ambiguous, or misleading clauses or exceptions and conditions which deceptively affect the risk purported to be assumed in the general coverage of the contract .... ” MontCode Ann. § 33-1-502. John Morrison, who is commissioner by virtue of being…

2Cases cited14 opinions

  1. Firestone Tire & Rubber Co. v. BruchSupreme Court of the United States · 1989
  2. Pilot Life Insurance v. DedeauxSupreme Court of the United States · 1987
  3. Ingersoll-Rand Co. v. McClendonSupreme Court of the United States · 1990
  4. Varity Corp. v. HoweSupreme Court of the United States · 1996
  5. Metropolitan Life Insurance v. MassachusettsSupreme Court of the United States · 1985

9 more not listed; retrieve them via the Exa API.

3Cited by41 opinions

  1. Salomaa v. Honda Long Term Disability PlanCourt of Appeals for the Ninth Circuit · 2011
  2. Ariana M. v. Humana Health Plan of Tex., Inc.Court of Appeals for the Fifth Circuit · 2018
  3. Fossen v. Blue Cross & Blue Shield of Montana, Inc.Court of Appeals for the Ninth Circuit · 2011
  4. Hancock v. Metropolitan Life InsuranceCourt of Appeals for the Tenth Circuit · 2009
  5. Mary Fontaine v. Metropolitan Life Insurance CoCourt of Appeals for the Seventh Circuit · 2015

36 more not listed; retrieve them via the Exa API.

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