State Department of Public Welfare v. Central Standard Life Insurance

On appeal the following issues are presented :

1. Whether the claim of the department is barred by the exclusion clause of the policy written by Central Standard.

2. Whether Central Standard and North American are jointly liable to the department by virtue of a “reinsurance agreement.”(1) Exclusion clause. Sec. 46.10 (2) and (3), Stats., provides as follows:

“(2) Any outpatient or patient in any charitable or curative institution of the state including the Wisconsin General Hospital or of any county or municipality, in which the state is chargeable with all or a part of the patient’s…