Merceil Burkhalter v. Dedrick D. Mays, Building Trades Federal Credit Union

OPINION

ROSS, Judge.

Family members of a homeowner who was unable to obtain a loan to avoid foreclosure obtained a loan and mortgage on her behalf. The homeowner facilitated the deal by executing a quitclaim deed ostensibly transferring ownership to the family members and agreeing to make the mortgage payments, but she fell behind. When the family members sought to evict her, she sued, asking the district court to declare that she had conveyed only an equitable mortgage to the family members and that the family members’ legal mortgage to the lender should be reformed to identify her as the sole…